Senior Software Engineer, Depositary

Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024\. Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud\-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards. Pismo’s 500\+ employees are located in more than 10 countries around the world. **Job Description** We are the Depositary team, the core engineering group responsible for supporting and managing card receivables through the BCB's centralized registration system. Monitor and reconcile receivables units (URs) across multiple acquirers and payment arrangements. Ensure compliance with BCB regulations, including Circular 3,952 and related normative frameworks. Support credit operations backed by card receivables as collateral. Maintain data integrity across receivables registration, pledges, and settlements. Facilitate liquidity solutions for merchants through receivables anticipation and discounting operations. **What You'll Do** * Process and manage card receivables registered * Development and maintenance of projects in Golan/Java/Python using AWS services * Participation in technical analysis with product team requirements * Execution of Terraform to create/remove new resources on AWS * Monitoring applications through logs/metrics using Grafana * Database optimization, mainly MongoDB * Help in the collective decisions about our architecture * Understand and build micro\-service and event\-driven architecture, and how to solve distributed transaction problems. This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. **Qualifications** **Basic Qualifications** * 2\+ years of relevant work experience and a Bachelors degree, OR 5\+ years of relevant work experience * Be based in Brazil. * Proficiency in English at B1 level or above (Intermediate). * Experience with Golang or Java **Preferred Qualifications** * Experience with AWS services (SQS, SNS, Kinesis, S3\). * Knowledge of messaging systems and event\-driven architectures. * Experience in designing architectural solutions. * Experience with Docker/Kubernetes. * Experience with testing (unit, integration, load). * Solid understanding of distributed systems and microservices. * Experience with REST APIs. * Proficiency with Git and version control workflows. * Knowledge of NoSQL databases (DynamoDB, MongoDB). * Experience working in high\-scale and high\-availability environments. * Familiarity with CI/CD pipelines. * Understanding of observability practices (monitoring, tracing, alerting). * Background in Agile methodologies and production support. * Hands\-on experience with Terraform or other IaC tools. * Postman * Grafana * OpenAPI/Swagger * Advanced experience with Microservices **Additional Information** Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.